Description: This session from the 1976 SOA Fall Meeting is about the comparison of social security systems in the United States, Canada, Europe, Australia and New Zealand, the relationship between social security and private pension plans, and the contrast of Canadian and European governmental medical insurance programs to the continuing controversy in the United States over government health insurance.

Description: This article discusses whether there should be a delayed retirement credit and, if so, how much the credit should be. The article distinguishes the applicability of the delayed retirement credit between social insurance and private pensions.